Skip to content

Interest-Only Financing Calculator

Enter your scenario

More options

What if you reduce the principal?

Enter a one-time principal reduction. The lower balance lowers both the interest-only payment and the year-11 principal-and-interest payment.

Show me

Interest-only prices as its own product. This page opens at 6.375%, while the site’s other calculators open at 7.375% — two different loans, not an inconsistency between pages. Every figure here is an illustration generated from the numbers you enter — not a quote, an approval, or an offer of credit. The rate shown is a starting point you can change, not today’s rate.

30-Year Fixed · 10 years interest-only, then 20-year amortization — one fixed rate throughout

Want to talk this through?

Send Mike your question and he’ll come back to you. No numbers, no obligation — just a conversation. Prefer to apply right now? The button just below goes straight to the application.

Start your application

Opens OriginPoint’s secure online application in a new tab.

Prefer to talk? Call Mike at (415) 517-0900, or text

Only if you'd rather be called or texted.

Sending this is not an application for credit and does not start one. Mike will not ask for your Social Security number, income or account details by email.